Bank Aljazira (BAJ)
Bank Aljazira (BAJ), founded in 1975, is a Shariah-compliant financial institution in Saudi Arabia offering a broad range of banking services. The bank focuses on delivering Islamic banking solutions, including retail, corporate, investment, and treasury services. Known for its innovative approach, BAJ has been a key player in the Kingdom’s banking sector, offering digital solutions to enhance customer experience.
BAJ’s consumer banking portfolio includes personal loans, savings accounts, and various types of credit cards, each tailored to meet different customer needs. The credit cards provide benefits such as cashback, rewards, and travel perks, all in line with Shariah principles. Bank Aljazira continues to invest in technology and service enhancements, ensuring it remains a trusted financial partner for its customers across the Kingdom.
BAJ Multicurrency Low Limit Credit Card
Features: 5 main currencies include United States Dollar, Great Britain Pound, Euro, Emirati Dirham, Saudi Riyal
Additional Currencies:
Japanese Yen, Turkish Lira, Canadian Dollar, Pakistani Rupee, Indian Rupee, Bahraini Dinar, Kuwaiti Dinar, Omani Riyal, Swiss Franc, Jordanian Dinar, Moroccan Dirham, Australian Dollar, Swedish Krona, Singapore Dollar, Bangladeshi Takka, Qatari Riyal, Egyptian Pound
Annual Fee: SAR 75
Fee for adding currency: One time fee of SAR 25 for each new currency added
BAJ Ajwaa Plus Credit Card
Offer: 10% extra Ajwaa points following categories: Hospitals, pharmacies, supermarkets, e-commerce, restaurants (except fast food)
Benefits:
Spend SAR 50,000/year to waive annual fees
Access 25 airport lounges globally with Dragon Pass
Special discounts via Visa Luxury Hotels, 8% discount on Hotels.com, 25% off on stays at Jumeriah properties
Annual Fee: SAR 200
Ajwaa Points:
2 points for every SAR 1 spent on international transactions
1.5 points for every SAR 1 spent on local transactions
Earn 15,000 points each quarter by spend SAR 10,000 on international transactions every 3 months
BAJ Ajwaa Platinum
Benefits:
Enjoy access to 1,200+ lounges worldwide
Special discounts on Visa Luxury Hotel Collection
Discounts on Jumeriah, Hotels.com, Fairmont hotels
Discount on Avis car rentals
Annual Fee: SAR 500
Ajwaa Rewards Points:
2.75 points for every SAR 1 spent on international transactions
2 point for every SAR 1 spent on local transactions
BAJ Ajwaa Signature
Benefits:
Enjoy access to 1,200+ lounges worldwide
Special discounts on Visa Luxury Hotel Collection
Discounts on Jumeriah, Hotels.com, Fairmont hotels
25% off at airport meet and greet across 450 airports globally
Discount on Avis car rentals
Annual Fee: SAR 900
Ajwaa Points:
3.25 points for every SAR 1 spent on international transactions
2.25 point for every SAR 1 spent on local transactions
BAJ Infinite Credit Card
Benefits:
With access to 1000+ airport lounges
Exclusive Dining offers at airport restaurants
30% off at airport meet and greet across 450 airports globally
Discounts at Visa Luxury Hotel Collection
Discount on Avis car rentals
Annual Fee: SAR 1000
BAJ Infinite Credit Card
Benefits:
Enjoy access to 1,200+ lounges worldwide
Special discounts on Visa Luxury Hotel Collection
Discounts on Jumeriah, Hotels.com, Fairmont hotels
Discount on Avis car rentals
The ENTERTAINER –UAE and KSA
Annual Fee: SAR 1500
Ajwaa Rewards Points:
2.75 points for every SAR 1 spent on international transactions
2 point for every SAR 1 spent on local transactions