No Annual Fee Cards

For the budget minded individuals, there are plenty of options to choose from no-annual-fee cards.

SNB UEFA Champions League Credit Card

Offers: None

Benefits:

  • Earn Cashback for all purchases

  • An exclusive UEFA Champions League Credit Card design

  • Offers to win UEFA Champions League Match Tickets

  • Access to airport lounges globally

Annual Fee: Free

APR: 39.29%

Cashback:

  • Earn Cashback for all purchases

  • Maximum cashback per month: SAR 200

SNB AlAhli Cashback Credit Card

Offers: None

Benefits:

  • Complimentary access to airport lounges

  • Free travel insurance

Annual Fee: Free

APR: 39.29%

Cashback:

  • SAR 0-499: 0%; SAR 500-4,999: 0.5%; SAR 5000-9,999: 1%; >SAR 10,000: 2%

  • Max Cashback cap per month: SAR 200

SAIB Visa Signature Credit Card

Benefits:

  • 24/7 Concierge Service

  • Access over 1000+ airport lounges worldwide

  • 15% discount at Meet and Assist at airports

  • International medical and travel assitance

  • 25% off at Jumeirah dining

  • Special offers on airport Dining through Dragon Pass

  • Discounts at Visa Luxury Hotels Collection

  • Discounts on Booking.com

  • 0% installment plan

Annual Fee: Free

APR: 26.4%

SAIB Visa Platinum Credit Card

Benefits:

  • Access to 25 airport lounges

  • 25% off at Jumeirah hotel

  • 20% off at Jumeirah dining

  • Meet & Assist at airports

  • Entertainer offers

  • 0% installment plan

  • Discounts at hotels, car rentals, and airport dining

Annual Fee: Free

APR: 26.4%

SAB Platinum Visa Cashback

Annual Fee: Free

APR: 48.81%

Cashback:

  • 1% unlimited cashback on domestic spends

  • 2% unlimited cashback on international spends

  • 3 preferred categories with up to 10% cash back

  • Minimum spend of SAR 1,999 required to earn cashback

Benefits:

  • 6 annual visits to airport lounges globally

  • Airport Meet and Assist with YQ

  • Medical and Travel Insurance

  • DragonPass Airport Dining Pass

  • Special discount on merchants throughout the year

SAB Premier Credit Card

Offers: 100s of merchant discounts and offers

Benefits:

  • 1200+ lounges with Mastercard Travel Pass

  • Travel and Medical Insurance

  • Pay utility bills with your credit card

Annual Fee: Free

APR: 34.09%

ICSAB+ Points:

  • 1.75 points for every SAR 10 spent on international transactions

  • 1.5 points for every SAR 10 spent on local and EU transactions

  • Minimum SAR 100 spend to earn points

SAB Advance Visa Platinum

Offers: 100s of merchant discounts and offers

Benefits:

  • Free airport lounge access

  • YQ Airport Meet & Assist

  • Medical and Travel Insurance

  • DragonPass Airport Restaurant discounts

Annual Fee: Free

APR: 44.38%

ICSAB+ Points:

  • 1.25 points for every SAR 10 spent on international transactions

  • 1 point for every SAR 10 spent on local and EU transactions

  • Minimum SAR 100 spend to earn points

ENBD Platinum Plus Credit Card

Offers: None

Benefits:

  • Special discounts at select merchants

  • Access up to 25 airport lounges

  • Special UAE offers Airport Meet & Assist

  • Access to 25 airport lounges globally

  • Special discount on hotels and travel websites

Annual Fee: Free

APR: 41.31%

Cashback:

  • 0.5% on local purchases; 1.0% on international purchases

  • Max Cashback cap per month: SAR 310

ANB Cashback Digital Card

Benefits:

  • Meet & greet service from YQ 

  • Dine & fly” service from DragonPass “Program for airport dining for Apple users and Android users

  • Special offers with “Visa luxury hotels” collection

  • Rent your car with Budget  and get a 10% discount worldwide

  • Offers & Discounts up to 30% with Avis

  • Cash Back with Booking.com

Annual Fee: Free

Cashback:

  • 1.0% on international purchases

  • 0.5% on local purchases

SAIB Infinite Credit Card

Annual Fee: Free

APR: 32.77% 

WooW Points:

  • 5 points for every SAR 1 spent on international transactions

  • 2.5 points for every SAR 1 spent on local transactions

  • 200 WooW Points for each cash withdrawal transaction locally

  • 200 WooW Points for each cash withdrawal transaction internationally

Offer: Free for life when spending SAR 1000 for the first 3 months of insurance date of the card every year

Benefits:

  • Access to 25 airport lounges 25% off at Jumeirah hotel 20% off at Jumeirah dining Meet & Assist at airports Entertainer offers 0% installment plan Discounts at hotels, car rentals, and airport dining